From mid-November to the end of March, the average rate on fixed-rate mortgages plummeted nearly 90 basis points (0.9%) to 4.06% and the MBA Refinance Application Index nearly doubled. Is this the start of a new refi boom? We don’t think so – at least, not quite yet.

HousingWire real estate editor gets Mark Watson's take on 2019 mortgage lending activity.

Despite a decline in interest rates and changes in market application levels, iEmergent forecaster Mark Watson explains why he is not changing the forecast he released in November, which estimates total mortgage originations in 2019 to reach $1.61 Trillion.

Bernard discusses how an area sales manager utilized iEmergent mortgage opportunity data to improve his business in just six weeks.

What economic, housing and financial conditions/trends will shape the 2019 lending environment? This blog provides a brief overview/summary of iEmergent's 2019 Mortgage Market Outlook.

iEmergent releases its 2018-2019 mortgage forecast update, with commentary by Mark Watson.

HousingWire informs about the new partnership between The Mortgage Collaborative and Fannie Mae. iEmergent analytics inform the "why" behind the initiative.

In this blog, our focus will be on highlighting the results of our analysis at the market level and illustrating the critical importance of understanding how market characteristics affect lending strategy and performance.